📚 Practice Overview

This practice set tests fundamental English language concepts including grammar, vocabulary, and reading comprehension that appear in IBPS PO exams.

📖 Reading Comprehension

Passage:

The digital revolution has transformed the banking sector in unprecedented ways. Traditional banks are now competing with fintech startups that offer mobile-first solutions and user-friendly interfaces. This shift has forced institutions to innovate rapidly or risk losing market share. As a result, many banks have partnered with technology companies to enhance their digital offerings and improve customer experience through mobile apps and online platforms. The COVID-19 pandemic further accelerated this trend as customers increasingly prefer digital banking solutions over physical branch visits.

Questions 1-5:

1. According to the passage, what has forced traditional banks to innovate? A) Customer complaints B) Competition from fintech startups C) Regulatory changes D) Lack of capital E) Global economic conditions

2. What does the passage say about customer preferences post-COVID-19? A) They prefer physical branch visits B) They prefer digital banking solutions C) They avoid all banking transactions D) They want more physical branches E) They prefer mobile banking apps

3. The main challenge mentioned for traditional banks is: A) Lack of innovation B) Regulatory constraints C) Competition from fintech D) Insufficient capital E) All of the above

4. How are banks responding to digital disruption? A) Closing all physical branches B) Partnering with technology companies C) Reducing staff numbers D) Focusing on traditional methods E) Increasing interest rates

5. What is the ultimate goal of these digital innovations? A) Reduce workforce B) Improve customer experience C) Increase profit margins D) Expand globally E) Reduce branch networks

Solutions:

1. Answer: B) Competition from fintech startups
2. Answer: B) They prefer digital banking solutions
3. Answer: C) Competition from fintech (or E from all options)
4. Answer: B) Partnering with technology companies
5. Answer: B) Improve customer experience

🔤 Grammar Questions

Question 6: Error Spotting

Sentence: “Neither of the two boys has completed their homework yet.”

Options: A) Neither the two boys has B) Neither of the two boys have C) Neither of the two boys have D) Neither of the two boys have E) Neither of the two boys has

Solution:

Correct usage: “Neither of the two boys have” “Neither” requires plural form with “have” Answer: C) Neither of the two boys have

Question 7: Fill in the Blanks

Sentence: “The manager asked his team to submit the report _ Friday.”

Options: A) by B) on C) at D) in E) with

Solution:

Preposition for specific days: “on” Answer: B) on

Question 8: Preposition

Sentence: “She is afraid _ spiders.”

Options: A) of B) from C) with D) by E) for

Solution:

“afraid of” is the correct preposition Answer: A) of

Question 9: Tense

Sentence: “By next year, I ____ this project.”

Options: A) will complete B) complete C) have completed D) completed E) will have completed

Solution: ``" Future tense with “by next year” requires “will complete” Answer: A) will complete

Question 10: Subject-Verb Agreement

Sentence: “The team _ excited about the new project.”

Options: A) was B) were C) is D) are E) have been

Solution:

“The team” is singular, so needs singular verb Past participle + “about” requires “was” or “have been” Answer: A) was

🔠 Vocabulary Questions

Question 11: Synonym

Word: “Enhance”

Options: A) Reduce B) Improve C) Complicate D) Destroy E) Maintain

Solution:

Enhance means to improve or increase Answer: B) Improve

Question 12: Antonym

Word: “Ephemeral”

Options: A) Permanent B) Temporary C) Expensive D) Important E) Popular

Solution:

Ephemeral means short-lived or temporary Answer: B) Temporary

Question 13: One Word Substitution

Phrase: “A place where books are kept”

Options: A) Library B) Bookstore C) Stationery D) Office E) Warehouse

Solution:

Library is the correct term Answer: A) Library

Question 14: Idiom

Idiom: “Hit the nail on the head”

Options: A) Miss completely B) Be exactly right C) Make a mistake D) Work overtime E) Start a new project

Solution:

“Hit the nail on the head” means to be exactly right Answer: B) Be exactly right

Question 15: Phrasal Verb

Sentence: “She _ up early for the meeting.”

Options: A) Woke B) Got C) Made D) Took E) Gave

Solution:

“Woke up” is the correct phrasal verb Answer: A) Woke

📊 Performance Analysis

Section Breakdown:

• Reading Comprehension: 5 questions
• Grammar: 5 questions (error spotting, fill-in-blanks, prepositions, tenses)
• Vocabulary: 5 questions (synonyms, antonyms, one-word substitution, idioms, phrasal verbs)

Common Grammar Errors:

1. Subject-verb agreement: Singular subject needs singular verb
2. Prepositions: Use correct prepositions for time, place, direction
3. Tense consistency: Maintain consistent verb tense
4. Double negatives: Avoid double negative constructions
5. Articles: Correct use of a/an/the

Reading Comprehension Tips:

1. Read passage carefully - Understand main theme
2. Scan for answers - Look for specific information
3. Check options - Eliminate obviously wrong answers
4. Verify with text - Confirm with exact text

Vocabulary Tips:

1. Context matters - Choose words that fit the context
2. Consider word forms - Pay attention to forms and prefixes/suffixes
3. Common meanings - Focus on frequently tested words
4. Multiple meanings - Consider context for appropriate meaning

🎯 Study Recommendations

Daily Practice:

• Reading comprehension: 1 passage daily
• Grammar: 5 questions daily
• Vocabulary: 10 words daily
• Mock tests: 1 set weekly

Improvement Areas:

1. Reading Speed: Practice skimming and scanning
2. Grammar Rules: Focus on common errors
3. Vocabulary: Learn 10 new words daily
4. Comprehension: Practice inference and understanding

🔗 Related Topics

• - Reading Comprehension
• - Error Spotting
• - Fill in the Blanks
• - Vocabulary Building