Cut-off Trends Analysis

Complete analysis of IBPS cut-off trends with category-wise data, state variations, difficulty correlations, and predictive insights for strategic exam preparation.


🎯 Why Cut-off Analysis Matters?

Strategic Benefits:

  • Target Setting: Know exact scores needed for selection
  • Category Strategy: Understand competition levels per category
  • State Selection: Choose favorable posting locations
  • Risk Assessment: Evaluate realistic success chances
  • Preparation Focus: Prioritize high-impact sections

Success Correlation:

  • Students who analyze cut-offs: 82% selection rate
  • Students who don’t analyze: 18% selection rate
  • 4.5x higher success with strategic cut-off analysis!

Preliminary Exam Cut-offs

Category-wise Prelims Cut-offs (Out of 100)

Year General OBC SC ST EWS PwD Exam Difficulty
2023 61.25 56.50 49.75 44.50 55.25 32.50 Hard
2022 58.75 54.25 47.50 42.75 53.00 30.25 Medium-Hard
2021 56.50 51.75 45.25 40.50 50.75 28.75 Medium
2020 54.25 49.50 43.75 38.50 48.25 26.50 Medium
2019 59.75 55.00 48.00 43.25 54.50 31.00 Hard

Key Insights:

  • General Category: Cut-offs fluctuate between 54-62 marks
  • EWS Impact: Since 2020, EWS cut-offs are 5-7 marks lower than General
  • PwD Advantage: 30-40% lower cut-offs across all years
  • Difficulty Correlation: Harder papers = Higher cut-offs (better normalization)

Mains Exam Cut-offs

Category-wise Mains Cut-offs (Out of 200)

Year General OBC SC ST EWS PwD Total Vacancies
2023 122.50 115.75 108.25 101.50 112.00 75.50 4,285
2022 118.25 111.50 104.75 97.25 108.00 71.25 6,825
2021 115.00 108.25 101.50 94.75 104.75 68.00 6,828
2020 111.75 105.00 98.25 91.50 101.50 65.00 4,157
2019 120.25 113.50 106.75 99.25 110.25 73.25 4,336

Mains Pattern Analysis:

  • Increasing Difficulty: Cut-offs trending upward despite more vacancies
  • Competition Intensity: 1:80 ratio for General category
  • Sectional Impact: English and Descriptive sections crucial for Mains
  • Vacancy-Cut-off Paradox: More vacancies don’t always mean lower cut-offs

Preliminary Exam Cut-offs

Category-wise Prelims Cut-offs (Out of 100)

Year General OBC SC ST EWS PwD Vacancies
2023 71.50 68.25 62.50 59.75 66.00 44.50 6,126
2022 69.00 65.75 60.25 57.00 63.50 42.00 6,788
2021 66.50 63.25 58.00 55.00 61.00 39.75 7,871
2020 64.00 60.75 55.75 52.75 58.50 37.50 5,876
2019 67.75 64.50 59.00 56.25 62.25 41.25 7,975

Clerk vs PO Comparison:

  • Higher Cut-offs: Clerk cut-offs consistently 8-12 marks higher than PO
  • Competition Factor: More vacancies but easier exam increases competition
  • Category Gap: Smaller gap between categories in Clerk exams
  • Stability: More stable cut-offs compared to PO

Mains Exam Cut-offs

Category-wise Mains Cut-offs (Out of 200)

Year General OBC SC ST EWS PwD
2023 142.75 138.50 131.25 127.50 135.00 95.00
2022 139.50 135.25 128.00 124.25 131.75 92.50
2021 136.25 132.00 125.00 121.25 128.50 89.75
2020 133.00 128.75 122.00 118.25 125.25 87.00
2019 140.00 135.75 128.50 124.75 132.25 93.25

Office Assistant (Multipurpose)

Category-wise RRB OA Cut-offs (Out of 100)

Year General OBC SC ST EWS PwD Total Vacancies
2023 68.75 64.50 57.25 52.00 62.00 41.50 5,500
2022 66.25 62.00 55.00 50.25 59.50 39.00 4,823
2021 63.75 59.50 52.75 48.00 57.00 36.75 4,622
2020 61.50 57.25 51.00 46.25 54.75 34.50 4,833
2019 65.00 60.75 53.50 48.75 58.25 38.25 5,447

Officer Scale I

Category-wise RRB Officer Scale I Cut-offs (Out of 100)

Year General OBC SC ST EWS PwD Total Vacancies
2023 72.50 68.00 60.25 55.50 65.00 44.75 3,000
2022 69.75 65.25 58.00 53.25 62.25 42.00 2,785
2021 67.25 62.75 56.00 51.00 59.75 39.50 2,688
2020 65.00 60.50 54.00 49.25 57.50 37.25 2,852
2019 70.25 65.75 58.25 53.50 63.75 41.00 3,367

RRB Specific Insights:

  • Regional Variation: Cut-offs vary significantly by state
  • Language Advantage: Local language knowledge crucial
  • Rural Focus: Questions based on rural banking schemes
  • Less Competition: Generally lower competition than PO/Clerk

🌍 State-wise Cut-off Analysis (2023)

Top 10 States - Highest Cut-offs

State Exam General OBC SC ST Competition Level
Uttar Pradesh IBPS PO 67.50 62.75 55.50 50.75 🔴 Very High
Uttar Pradesh IBPS Clerk 78.25 74.00 67.25 64.50 🔴 Very High
Maharashtra IBPS PO 65.00 60.25 53.00 48.25 🔴 Very High
Madhya Pradesh IBPS PO 63.50 58.75 51.50 46.75 🟡 High
Bihar IBPS PO 64.75 60.00 52.75 48.00 🔴 Very High
Rajasthan IBPS PO 62.25 57.50 50.25 45.50 🟡 High
West Bengal IBPS PO 61.75 57.00 49.75 45.00 🟡 High
Tamil Nadu IBPS PO 58.50 53.75 46.50 42.00 🟢 Medium
Gujarat IBPS PO 59.75 55.00 47.75 43.25 🟢 Medium
Karnataka IBPS PO 57.25 52.50 45.25 41.00 🟢 Medium

Bottom 10 States - Lowest Cut-offs

State Exam General OBC SC ST Competition Level
Sikkim IBPS PO 45.50 42.00 37.25 34.00 🟢 Low
Goa IBPS PO 47.25 43.75 38.50 35.25 🟢 Low
Mizoram IBPS PO 46.00 42.50 37.75 34.50 🟢 Low
Nagaland IBPS PO 46.75 43.25 38.00 34.75 🟢 Low
Manipur IBPS PO 47.50 44.00 38.75 35.00 🟢 Low
Arunachal Pradesh IBPS PO 45.25 41.75 37.00 33.75 🟢 Low
Himachal Pradesh IBPS PO 50.75 47.25 41.50 37.75 🟡 Medium
Uttarakhand IBPS PO 51.50 48.00 42.25 38.50 🟡 Medium
Jammu & Kashmir IBPS PO 49.25 45.75 40.25 36.75 🟢 Low
Punjab IBPS PO 54.75 51.25 44.75 40.25 🟡 Medium

📊 Cut-off Prediction Model for 2024-25

Factors Affecting 2024-25 Cut-offs

Factor Impact Current Status Prediction
Vacancy Numbers High ↑ 15% increase Cut-offs may decrease by 2-3 marks
Exam Difficulty Medium Expected Medium-Hard Cut-offs stable or slight increase
Competition Level High ↑ 20% more applicants Cut-offs may increase by 3-4 marks
Normalization Process Medium Standardization improved Fairer distribution across states
EWS Category Medium 3rd year implementation Stabilizing trend expected

2024-25 Predicted Cut-offs

Exam General OBC SC ST EWS PwD
IBPS PO Prelims 60-64 55-59 48-52 43-47 54-58 31-35
IBPS PO Mains 120-125 113-118 106-111 99-104 110-115 73-78
IBPS Clerk Prelims 70-74 66-70 60-64 57-61 64-68 43-47
IBPS Clerk Mains 140-145 136-141 129-134 125-130 133-138 93-98
IBPS RRB OA 66-70 62-66 55-59 50-54 60-64 40-44
IBPS RRB Officer 70-74 66-70 58-62 53-57 63-67 43-47

🎯 Strategic Cut-off Planning

Target Score Setting Strategy

Safe Target Scores (Above 95% Selection Probability)

Category IBPS PO IBPS Clerk IBPS RRB Success Rate
General 65+ (Prelims) 75+ (Prelims) 70+ (Prelims) 95%
General 125+ (Mains) 145+ (Mains) - 95%
OBC 60+ (Prelims) 70+ (Prelims) 65+ (Prelims) 95%
SC 53+ (Prelims) 65+ (Prelims) 58+ (Prelims) 95%
ST 48+ (Prelims) 62+ (Prelims) 53+ (Prelims) 95%
EWS 58+ (Prelims) 68+ (Prelims) 63+ (Prelims) 95%

Minimum Target Scores (Above 70% Selection Probability)

Category IBPS PO IBPS Clerk IBPS RRB Success Rate
General 60+ (Prelims) 70+ (Prelims) 65+ (Prelims) 75%
General 115+ (Mains) 135+ (Mains) - 75%
OBC 55+ (Prelims) 65+ (Prelims) 60+ (Prelims) 75%
SC 48+ (Prelims) 60+ (Prelims) 53+ (Prelims) 75%
ST 43+ (Prelims) 57+ (Prelims) 48+ (Prelims) 75%
EWS 53+ (Prelims) 63+ (Prelims) 58+ (Prelims) 75%

📱 Interactive Cut-off Calculator

Personalized Cut-off Analysis


📈 Cut-off Impact Factors Analysis

1. Vacancy Numbers

  • Direct Correlation: More vacancies = Lower competition
  • Exception: Popular exams (PO) maintain high cut-offs despite vacancies
  • Impact: 10% vacancy change = 2-3 mark cut-off change

2. Exam Difficulty

  • Normalization Process: Harder papers get bonus marks
  • Perception vs Reality: Sometimes easy papers have lower cut-offs due to mistakes
  • Impact: Difficulty change = 3-5 mark cut-off variation

3. Applicant Numbers

  • Competition Ratio: Key determinant of cut-offs
  • Growing Trend: 15-20% yearly increase in applicants
  • Impact: 10% applicant increase = 1-2 mark cut-off increase

4. Regional Factors

  • State Preferences: Popular states have higher cut-offs
  • Language Advantage: Local language knowledge helps
  • Impact: State variation = 10-15 mark difference

5. Category Dynamics

  • Reservation Implementation: Affects category-wise cut-offs
  • EWS Stabilization: 3rd year showing stable trends
  • Impact: Category gap = 8-15 marks difference

🎯 Cut-off Based Preparation Strategy

Category-wise Strategy

General Category Strategy

  • Target Score: 65+ (Prelims), 125+ (Mains)
  • Focus Areas: Accuracy over speed
  • Time Management: Optimize section-wise time allocation
  • Risk Level: High competition requires 85%+ accuracy

OBC Category Strategy

  • Target Score: 60+ (Prelims), 120+ (Mains)
  • Advantage: 5-7 marks lower than General
  • Focus: Consistent performance across sections
  • Risk Level: Medium-high competition

SC/ST Category Strategy

  • Target Score: 53+ (Prelims), 110+ (Mains)
  • Advantage: 12-15 marks lower than General
  • Focus: Strengthen weak areas systematically
  • Risk Level: Medium competition

EWS Category Strategy

  • Target Score: 58+ (Prelims), 115+ (Mains)
  • Advantage: 5-7 marks lower than General
  • Focus: Balance speed with accuracy
  • Risk Level: Medium-high competition

PwD Category Strategy

  • Target Score: 35+ (Prelims), 75+ (Mains)
  • Advantage: 30+ marks lower than General
  • Focus:
    • Build confidence with easy questions first
    • Extra time accommodation utilization
    • Section-wise minimum scores focus

Category-wise Gap Analysis

mermaid pie title 2023 IBPS PO Prelims Category Distribution

  • “General” : 61.25
  • “OBC” : 56.50
  • “EWS” : 55.25
  • “SC” : 49.75
  • “ST” : 44.50
  • “PwD” : 32.50

💡 Pro Tips for Cut-off Based Preparation

Strategic Score Targeting

1. Section-wise Minimum Scores

  • English: 20+ marks (PO), 25+ marks (Clerk)
  • Quantitative: 18+ marks (PO), 25+ marks (Clerk)
  • Reasoning: 22+ marks (PO), 25+ marks (Clerk)

2. Accuracy Management

  • Target Accuracy: 85%+ for General category
  • Minimum Accuracy: 70%+ for reserved categories
  • Smart Attempts: Quality over quantity

3. Time Optimization

  • Section Time: Allocate based on cut-off requirements
  • Question Selection: Prioritize high-accuracy questions
  • Review Strategy: Save time for important questions

4. Mock Test Analysis

  • Score Tracking: Compare with category cut-offs
  • Weakness Identification: Focus on improvement areas
  • Progress Monitoring: Weekly performance review